Welcome to my new blog series focused on helping fellow kababayans take control of their finances! I’m Je-anne, a mother of two and financial advisor passionate about empowering others to achieve their money goals through education. Let’s start with one of the most fundamental financial principles – budgeting. Having and following a budget is key to effectively managing your hard-earned pesos. Simply put, a budget is a plan for how much you earn and spend over a set period of time, usually monthly. When you first start budgeting, begin by listing all of your regular income sources and amounts. This may include your salary, spouse’s income, rental income, interest earned,…